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Witness Statement

The policyholder advocate, Clare Mary Jane Spottiswoode, first witness statement, 7 September 2009. Prepared for the High Court of Justice, Chancery Division, Companies Court. The material includes supplementary reports from the policyholder advocate and exhibits in the form of reports to with-profits policyholders from Aviva.

Click here to download the witness statement »

Click here to download my understanding of with-profits »
Click here to download update on recent developments »
Click here to download With-profits Governance - reporting to policyholders »

Click here to download the Board report »
Click here to download the WPA report »