Making Your Choice
- Making your choice - the guide
- Main report
- Executive summary
- More detail
- Supplementary report
- Witness Statement
- Report of the High Court
proceedings
- Glossary of terms
- Questions and answers
- Timetable
- News & articles
- FAQ video
- Roadshow videos
- Presentations
Main report
About this report
This report from the policyholder advocate, Clare Spottiswoode CBE, sets out the full details of the work carried out in respect of the Aviva reattribution. As well as the background to with-profits it explains the way in which the policyholder advocate has analysed the Aviva offer, the impact of the Financial Services Authority’s rules on the offer and the returns to policyholders, as well as legal debate about the nature of with-profits funds.
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